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Builder of Modular Homes in Long Island
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Financing Modular Homes on Long Island
Financing a modular home isn't difficult. There are many banks that will finance modular homes and work with our customers on Long Island. We recomend M&T bank and there is a link below to communicate with them. If you go to any other bank, just make sure they understand you are building a modular home so they are aware of the circumstances involved.
Having financed the construction of thousands of modular homes, M&T has developed unique financing solutions to meet almost any customer need. Solutions that come with years of experience and a commitment to making modular home financing easy and affordable. Below is information regarding M&T's construction financing programs. For additional information, or for answers to any questions you might have, contact M&T today.
M&T’s EasyBuild Construction Loan Program features:
- A wide range of end loans including fixed rate mortgages, adjustable rate mortgages, bi-weekly mortgages and jumbo loans
- Special financing for modular & log homes, including pre-curbside funding
- Permanent interest rate protection options that provide you with peace-of-mind
- Lot Loans for when you find the right place, but not the right home
- A Mortgage Pre-Approval Program to help you determine how much you can afford, and what your payments will be – before you commit to a plan
- Experienced mortgage consultants. When you come to M&T, you won’t just get a loan. We’ll help you understand the modular home building process, making you a more informed buyer, which can save you time and money
One Close Construction Financing
With M&T’s One Close Construction Loan, a single loan can fund the construction of your new modular home and then become a permanent mortgage. This offers many benefits including:
- Reduced cash needed to close
- Less paperwork
- Peace of mind, because permanent mortgage financing is finalized prior to construction, so you can build a home with confidence